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Lotto Lucy

(James Bay #3)

Winning the lottery: $70 million
Mending family relationships: Priceless

When James Bay journalist Lucy Carter wins the lottery, good fortune seems guaranteed. But even $70 million in cold hard cash can’t help Lucy when it comes to dealing with some cold hard facts. No amount of money will buy back Grandma’s mind nor buy Lucy a reprieve from a strained mother/daughter relati Winning the lottery: $70 million
Mending family relationships: Priceless

When James Bay journalist Lucy Carter wins the lottery, good fortune seems guaranteed. But even $70 million in cold hard cash can’t help Lucy when it comes to dealing with some cold hard facts. No amount of money will buy back Grandma’s mind nor buy Lucy a reprieve from a strained mother/daughter relationship.

After a twenty year absence, Lila’s suddenly back in town. Lila says she’s moved to James Bay to keep an eye out for her daughter Lucy… or is it Lucy’s money that Lila has her eye on instead? When an auto accident forces mother and daughter together to live under one roof, even a luxurious 4,000 square foot condo seems like a tiny bungalow, and Lucy suddenly has her hands full with a whole new set of problems she never expected. . more

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It’s everyone’s dream to win Lotto and we all say that it would not change anything. Lucy thought that too, but having $70 million brings with it a lot of worries. Lucy has just met Max who runs a summer camp for children, she has a job she loves as a reporter for the local paper, she has a best friend Kris and lives a simple life, visiting her grandmother in the nursing home.
She is estranged from her mother, but when her mother reappears, she is in turmoil. Kathleen has obviously done some rese It’s everyone’s dream to win Lotto and we all say that it would not change anything. Lucy thought that too, but having $70 million brings with it a lot of worries. Lucy has just met Max who runs a summer camp for children, she has a job she loves as a reporter for the local paper, she has a best friend Kris and lives a simple life, visiting her grandmother in the nursing home.
She is estranged from her mother, but when her mother reappears, she is in turmoil. Kathleen has obviously done some research into coming into a lot of money, as Lucy is now very vulnerable and makes some bad decisions.

I have read all but one of her books and they all have a 5 star rating from me – holding off reading the last one while she is writing a new novel. Thank you for providing me with such enjoyment every time I read one of your books. . more

“Lotto Lucy” is the third book in the James Bay novels. I’ve reviewed the first two books and while one was okay for me (Fatty Patty) and one I really liked (Home Fires) but out of the three novels, I think that I liked “Lotto Lucy” the best. While this book is also a romance like the previous two books, it has a lot more than just a good romantic story going for it.

A famous modern day philosopher once said “Mo money, mo problems.” That philosopher was of course named The Notorious B.I.G and as “Lotto Lucy” is the third book in the James Bay novels. I’ve reviewed the first two books and while one was okay for me (Fatty Patty) and one I really liked (Home Fires) but out of the three novels, I think that I liked “Lotto Lucy” the best. While this book is also a romance like the previous two books, it has a lot more than just a good romantic story going for it.

A famous modern day philosopher once said “Mo money, mo problems.” That philosopher was of course named The Notorious B.I.G and as Lucy finds out in “Lotto Lucy,” he may have been on to something. Even though Lucy makes some major mistakes after she wins the lottery, she is still a really endearing character. She means well and half the time, she doesn’t seem to realize that what she’s doing is hurting some people. In the end, she learns a really good lesson and you can see that she really means well. She eventually realizes that she’s changing for the worse and decides to mend her ways. I liked following her journey. I also really liked the love story between Lucy and Max. They both go into the relationship a little deceptive towards each other but eventually they realize that honesty is the best policy.

I continued to really like Paterka’s writing in this book as I did in the other two books. These books definitely have good stories. They are definitely fun and great for when you are looking for a book to get lost in. She writes great characters and definitely knows how to capture a good conversation. I can’t wait to see where the James Bay novels go. I really liked that in this book, we get a glimpse of some of the great characters from “Home Fires” and “Fatty Patty” and what happens to them after their books ended.

Lotto Lucy book. Read 9 reviews from the world’s largest community for readers. Winning the lottery: $70 millionMending family relationships: Priceless…

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Winning Numbers

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How To Play ‍

Pick 5 of 48 and 1 of 18

On a Lucky for Life play slip mark five (5) numbers of your choice from 1 to 48 in a single panel and one (1) Lucky Ball number from 1 to 18. You may play up to five (5) panels on a single play slip. The cost is $2.00 per play.

Draws are held every Monday and Thursday at approximately 10:38 PM with a cutoff of 9:30 PM to purchase tickets for that evening’s draw. All draws are based on Eastern Time.

Quick Pick

On a Lucky for Life play slip, mark the QUICK PICK (QP) box on each play, or ask the clerk for a Quick Pick, to let the computer terminal randomly pick numbers.

Multiple Draws

You may purchase a ticket good for up to 20 consecutive draws by marking the number of draws under the MULTI DRAW column. The cost will depend on the number of panels and draws you play. The maximum value of a single Lucky for Life ticket shall not exceed $100.

Matches, Prizes and Odds (based on a $2 play)

Matches, Prizes and Odds (based on a $2 play)

Match Prize Amount* Odds Per Play
5 of 5 + LB $1,000/Day for Life* 1:30,821,472
5 of 5 $25,000/Year for Life* 1:1,813,028
4 of 5 + LB $5,000* 1:143,356
4 of 5 $200 1:8,433
3 of 5 + LB $150 1:3,413
3 of 5 $20 1:201
2 of 5 + LB $25 1:250
2 of 5 $3 1:15
1 of 5 + LB $6 1:50
0 of 5 + LB $4 1:32

Overall odds of winning a prize are approximately 1:7.8

* Subject to published Lucky for Life rules, these prize amounts may be split if there are multiple winners. Split prizes may be lower than the published prize amounts. The FOR LIFE PRIZES may be paid after the player becomes entitled to the prize with a per winner annuity. Annuity will be paid for life, but for no less than 20 years.

Important!

Check your ticket(s) carefully. Be sure your ticket accurately reflects the numbers you want to play. Your play slip does not constitute evidence of a ticket purchase or of numbers selected.

Cancellation Policy

Lucky for Life tickets may not be cancelled.

How to Find Winning Numbers

Each Monday and Thursday evening at 10:38 PM (ET), five (5) numbers from 1 to 48 will be drawn plus one (1) Lucky Ball number from 1 to 18. You win by matching the numbers drawn with the numbers on your Lucky for Life ticket for that draw date. Winning numbers may be viewed by visiting VTLottery.com. Winning numbers are also available at Vermont Lottery agent locations (where Lucky for Life is sold) following the draw, or by calling 1-800-322-8800 (VT only) or 1-802-479-5686 and on this web site.

How to Claim Your Prize

  • Sign the back of your Lucky for Life ticket in the space provided. YOU MUST PRESENT THE TICKET TO CLAIM A PRIZE.
  • If your prize is less than $500, take your winning ticket to any Vermont Lottery agent locations where Tri-State Megabucks Plus ® is sold for validation and payment.
  • If your prize is $500 or more, obtain a Claim Form from a Vermont Lottery sales agent location where Tri-State Megabucks Plus ® is sold. Follow the instructions on the Claim Form to submit your claim.
  • Any prize can be claimed at the Vermont Lottery. Cash prizes from $500 to $5,000 can be claimed at any People’s United Bank in Vermont. Claim Forms are available at the Vermont Lottery and at any People’s United Bank.
  • Upon winning the jackpot the player may choose, following ticket validation, either the annuity payment option or the cash payment option. Cash or annuity payment choice must be made within 60 days of claiming the prize.
  • IMPORTANT: All prizes must be claimed within one (1) year of the winning draw date on the ticket.

Last Draw Information ‍

Vermont Winners for 11/23/20

Vermont Winners for 11/23/20

Prize Levels Prize Amount Number of Winners
5 of 5 + LB $1,000/Day for Life* 0
5 of 5 $25,000/Year for Life* 0
4 of 5 + LB $5,000* 0
4 of 5 $200 1
3 of 5 + LB $150 1
3 of 5 $20 35
2 of 5 + LB $25 40
2 of 5 $3 572
1 of 5 + LB $6 169
0 of 5 + LB $4 307
Totals 1,125

* Subject to published Lucky for Life rules, these prize amounts may be split if there are multiple winners. Split prizes may be lower than the published prize amounts. The FOR LIFE prizes may be paid, after the player becomes entitled to the prize, with a per winner annuity. Annuity will be paid for life, but for no less than 20 years.

Play the Lucky For Live game from the Vermont Lottery. Drawings are held every Monday and Thursday at approx. 103:38pm.